PROBLEMS WE SOLVE
Wealth management is more than just looking after your pennies. It takes real skill and a careful eye to make the most of everything you’ve worked so hard to build. If you’re looking for a little help in constructing the life you’ve always wanted, Alpha Financial Group has the advice and expertise to get you where you want to be. Whether you love to take risks or you’d prefer to play it safe, we’re here to make retirement planning as painless as possible. Every dollar you save is an opportunity to grow your portfolio to new heights, and we can show you exactly how to get there.
Secured Monthly Income
If you understand how to make the most of your income now, you can secure more of it during your retirement. How much do I need to retire? The standard answer to that question is a million dollars, but there’s more to it than just saving seven figures. There are an infinite number of ways to arrive at the figure you want, and Don Goodwin can help you determine the right path for you. His experience has helped the people of Texas, take advantage of opportunities that they would never have known about otherwise.
From maximizing Social Security to retirement income planning, AFG will help the people of Texas learn the cardinal rules of retirement planning:
1. Set aside a certain amount per month.
2. Accept managed risks to grow your portfolio.
3. Relax during your retirement and enjoy all you’ve worked to build.
Explore our opportunities:
Maximizing Social Security
Tax-Free Retirement
Wealth Management
College Planning
Retirement Income Planning
Efficient Tax Planning
Maximizing Social Security
How much Social Security will I get? If you’re asking this question in Texas, it’s likely because you don’t want to be blindsided by the time you retire. When you apply for Social Security, the amount you receive is determined by everything from your average income to your age. There are plenty of ways to maximize Social Security benefits, but it’s easy to miss something if you don’t understand how Social Security payments work. Too many people in Houston end up with far less than they thought they would receive simply because they were unaware of how federal, state, and local laws could help them get more out of the system. Alpha Financial Group doesn’t want this to happen to you. If you’re looking for a financial advisor who can really dive into the numbers, Don Goodwin is here to help.
You’ve paid into Social Security income for your entire life, and you have every reason to cushion your retirement funds with it, too. How much does Social Security pay? The answer depends on how you file for it. The average Social Security benefit in Texas can be enough to give you the retirement you’ve always wanted. A Social Security estimator can give you a better idea of what you’ll receive, so you can start planning for the future. Unless you know the dollar amount, it’s easy to let your mind run rampant. Let us help you answer the question, “How much can I earn on Social Security?” So that you are always taken care of, let us show you how to optimize your Social Security benefits statement.
Tax-Free Retirement
We’re literally brought up with the idea that taxes are inevitable in life and that’s just the way it is. So, a phrase like tax-free retirement may sound like nothing more than propaganda. But there are ways to keep the government away from a large percentage of your assets if you know how to manage your finances. Thankfully, those who live in Texas have a resource that can show them the way. Alpha Financial Group can prove to you that you can hold onto your money and spend it the way you want to spend it. This may come in the form of insurance, an IRA rollover, or a sizable donation to the charity of your choice. No matter what you’re hoping to do, the right financial advisor can help you figure it out. Don Goodwin in Houston, Texas, is here to help you retire tax free, or as close to it as possible by law.
Saving up for retirement is a lifelong commitment, one that involves constant sacrifice and forethought. If you’re not doing what you can to protect your money, you might find that you’re nickeled and dimed far more than you ever thought you could be. This has nothing to do with refusing to pay your fair share to your country, but about having more control over how your savings are utilized. No matter where you are in your retirement journey, you can start getting ready for the future today. We invite you to learn more about how our strategies can give your savings a much-needed boost.
Wealth Management
Wealth management is a way to make the most of your investments regardless of the volatility of the economy. So even if markets crash and burn, you have the insulation you need to protect yourself. If you have a high net worth, there’s no reason to leave anything to chance. But herein lies the problem: there are an infinite number of ways to manage a portfolio, and even one mistake can end up costing you far more than you ever realized. When you’re looking for wealth management companies, Alpha Financial Group has the answers. While we can’t make steadfast guarantees, we can promise you that we’ll do everything in our power to squeeze every last dollar from a wealth investment.
And if you’re looking for a financial advisor who has it down to a science, Don Goodwin is the professional for you. Lean on his expertise as you navigate the world of asset and wealth management in Houston, Texas. From liability management to family governance, we can show you how each move is likely to impact your portfolio. We can suggest opportunities that you would never have known about if not for us. Asset wealth management in Texas is not easy to master. If it was, we’d see many more financially stable individuals. Let us give help you build not only the foundation you need, but also the cushion you want in case the unexpected occurs.
College Planning
Planning for higher education has become a much-discussed topic today, largely owing to the rising costs of college. Even those with solid financial portfolios can become apprehensive at the thought of balancing their assets with the expense of tuition, room and board, books, and incidental expenses. If you’re looking for a financial advisor in Polk County, Texas, it’s likely because you already know that you shouldn’t do this alone. There are ways to scale your wealth to fit everyone’s needs — both yours and your child’s. So, if you don’t want to give up your retirement planning for college planning, Don Goodwin at Alpha Financial Group may be just the professional you’re looking for.
Our goal is to look at the big picture of your child’s education. This breaks down to far more than where they want to attend school and ventures into murkier questions based on probability. If your child wants to go abroad for a semester or work part-time during college, there are ways to account and plan for these events so everyone is prepared. We explore every avenue of financial aid for your child, including scholarships and grants, so you can save or invest more during these critical years. The people of Livingston and south Texas have a number of resources available to them that can make paying for college less stressful and more effective, and trusting the right financial advisor is the first step down a more fruitful path.
Retirement Income Planning
Retirement planning is all too easy to put off, especially when you have so many other big dreams that you want to accomplish before you say goodbye to your job. But what if you could secure your retirement income while still going after all the other things you want? When you build a solid enough portfolio, you can do just that. Alpha Financial Group has been helping people in Houston, Texas, find the answer to this seemingly impossible equation. Don Goodwin is a financial advisor who can steer you toward a figure when you’re asking “So, just how much to retire?”
If you want to withdraw between $40,000 and $50,000 of income from your general retirement savings, the standard goal is around $1 million. Before you panic, consider how the right professional can make this number so much easier to obtain. Don Goodwin may even be able to show you how to plan your retirement income so you have even more disposable funds to play with. “How much do I need to retire?” isn’t an uncommon question, but it’s also one that many people fail to plan for. If you’re in Texas, you owe it to your Golden Years to take steps now. There are so many ways to generate passive income — some of which you may not have even realized existed. No matter what your retirement age is, let us put your financial affairs in order before you reach it.
Efficient Tax Planning
Taxes can sometimes feel like a game of chess. Between all the money you’ve made and all the money you’ve spent, most people miss a few opportunities somewhere along the way. Efficient tax planning is all about understanding the rules so you can keep as much money as possible. We’re not suggesting that you need to short the government, but we are saying there’s no need to give them anything extra. If you’ve worked this hard to earn it, there are ways for you to keep it. If you’re interested in how you can structure your income to optimize your portfolio, Alpha Financial Group is here to be of service.
Whether it’s annuities or charitable donations, the people of Houston, Texas, have control over their assets. If you’re looking for a way to exercise that control, Don Goodwin can help you play the game a little smarter. If you live in Texas, give us a call today to learn more about what you can do throughout the year to manage your finances. The main tax code stays stagnant throughout the year, but there are small changes made to it that you may not know about. If you want to learn more about how to fit yourself into a lower tax bracket, we’re ready to make it happen. Give us a call today to learn how to give your taxes a serious makeover.
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